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Last reviewed: July 2026 · Estimates only โ€” verify with a CPA. Sources: IRS Pub. 334, 505, 535, 587.

IRS Official References

All calculations on this site are based on the following official IRS publications and forms. Click each link to view the source document on IRS.gov.

๐Ÿ“– IRS Publications

Publication 15 (Circular E)Employer's Tax GuidePDF
Publication 535Business ExpensesPDF
Publication 505Tax Withholding and Estimated TaxPDF
Publication 587Business Use of Your HomePDF
Publication 15-BEmployer's Tax Guide to Fringe BenefitsPDF
Publication 560Retirement Plans for Small BusinessPDF
Publication 334Tax Guide for Small BusinessPDF
Publication 463Travel, Gift, and Car ExpensesPDF

๐Ÿ“ Key IRS Forms

Form 1040U.S. Individual Income Tax ReturnView
Schedule C (Form 1040)Profit or Loss From BusinessView
Schedule SE (Form 1040)Self-Employment TaxView
Form 1040-ESEstimated Tax for IndividualsView
Form 2210Underpayment of Estimated TaxView
Form 8829Expenses for Business Use of Your HomeView
Form 7206Self-Employed Health Insurance DeductionView

๐Ÿ”— Official IRS Links

๐Ÿ›๏ธ State Tax Sources

Federal self-employment tax is uniform, but state income and business taxes differ by state. For state-level figures we rely on each state's official Department of Revenue or equivalent agency — for example the California Franchise Tax Board, the Texas Comptroller of Public Accounts, the New York State Department of Taxation and Finance, and the Washington Department of Revenue. Where we publish state guides, the rates are drawn from those agencies' current-year releases. State rules change often, so always confirm against the relevant agency before filing. Our state self-employment tax guides summarize these figures but are not a substitute for the official source.

All external links go to irs.gov official website. We are not affiliated with the IRS. These links are provided for reference only. The publications above are the cited sources behind our calculators; our Editorial Standards page describes how we verify them each season.

Stay Current

Tax figures move every year. Bookmark this page and re-check the "last reviewed" date on the calculator you use before each filing season, then confirm the headline numbers against the primary IRS or state source linked above.

Why Rates Change Every Year

Federal brackets, the standard deduction, and many credits are inflation-indexed, so they shift each tax year. State legislatures also revise rates and thresholds. We re-pull the controlling figures at the start of each season and record the "last reviewed" date on every page so you can see how current the numbers are.

When in Doubt, Go to the Source

Calculators are planning tools. Before you file — especially if you have multiple states, a spouse's income, or large credits — confirm the figure against the primary IRS or state-agency document linked above, or ask a credentialed tax professional.

How We Use These Sources

Every calculator field maps back to a figure in the publications above. Federal rates (SE tax 15.3%, 2026 brackets, standard deduction, QBI 20%, CTC) are pulled from IRS releases and centralized in a single config file so a single update keeps the whole site current. State rates come from each state's revenue agency and are re-verified each season.

Reading the Documents

2026 Update Notes

For the 2026 tax year we incorporated the inflation-adjusted brackets, the higher Social Security wage base, and the OBBBA-era permanent CTC and standard-deduction changes. Tax law changes frequently; always confirm the current-year figures against IRS.gov before filing.